Payment processing with Square. (2024)

Never miss a sale. Square payment processing serves customers better with tools and integrations that make work more efficient.

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Accept payments anywhere customers are.

Accept payments anywhere customers are.

In person

Accept payments at your counter or on the go. It’s easy to get started. Try the Square POS app on your phone or pick from a range of hardworking hardware.

Learn more→

Accept

Contactless payments
Mobile payments
Chip and PIN payments

Processing Fee

2.6% + 10 cents per transaction

Recommended Products

Square Reader for contactless and chip

The gold standard for secure payments, this card reader accepts chip cards, contactless cards, and digitalwallets.

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Tap to Pay on Android

Take contactless payments with just your Android phone — no hardware needed. Start easily and sell on the go with the latest paymentinnovation.

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Tap to Pay on iPhone

Take contactless payments with just your iPhone — no hardware needed. Start easily and sell on the go with the latest paymentinnovation.

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Square Reader for magstripe

A magnetic stripe reader for swiping credit cards anywhere using your smartphone ortablet.

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Square Terminal

Our most versatile payment terminal is built to flex. Take it where customers are. Connect it with an existing POS. Print receipts on thespot.

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Square Stand

Elevate your countertop with a powerful iPad point of sale that’s intuitive and integrated — no card readersrequired.

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Square Register

Built to be faster, more powerful, and more reliable, this complete point of sale features two displays plus built-inpayments.

Online

Take payments online. Set up a free online store or sell through social media. You can also connect your current online store or app to one of our secure and trusted paymentAPIs.

Learn more→

Accept

Online payments
Square Payment Links
API and SDK payments
Invoices

Processing Fee

2.9% + 30 cents - 3.3% + 30 cents per transaction

Recommended Products

Square Payment Links

Start selling online with a professional eCommerce website. Manage orders online, in-store, and beyond.

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Square Online Checkout

Make paying easy and flexible. Customize a checkout page with a payment link, a buy button, or a QRcode.

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Square Invoices

Send digital invoices and estimates, accept payments, send reminders, and track which invoices are paid and unpaid fromanywhere.

Remote

Make paying even more convenient for your customers. Accept credit card payments over the phone using Square Dashboard as a virtual point-of-sale terminal. Send an invoice or key in a payment manually with the Square POS app. Start taking payments inminutes.

Accept

Keyed-in transactions
Dashboard payments
Card on File
Invoices

Processing Fee

3.5% + 15 cents per transaction
1% with a minimum $1 per transaction for ACH payments

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Recommended Products

Square Invoices

Send digital invoices and estimates, accept payments, send reminders, and track which invoices are paid and unpaid fromanywhere.

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Recommended Products

Virtual Terminal

Accept and record payments right from your browser and get paid immediately even when your customers aren’t in front of you.

Buy now, pay later

Allow customers to pay in installments with Afterpay. There’s no risk. You get paid in full immediately, they pay four interest-free installments over sixweeks.¹

Learn more→

¹ Late fees may apply. Eligibility criteria apply.
See afterpay.com for complete Afterpay terms.

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Accept

Afterpay online payments
Afterpay in-person payments

Processing Fee

6% + 30 cents per transaction

Recommended Products

Square Online

Start selling online with a professional eCommerce website. Manage orders online, in-store, and beyond.

Recommended Products

Square Online Checkout

Make paying easy and flexible. Customize a checkout page with a payment link, a buy button, or a QRcode.

Recommended Products

Square Register

Built to be faster, more powerful, and more reliable, this complete point of sale features two displays plus built-inpayments.

Recommended Products

Square Stand

Elevate your countertop with a powerful iPad point of sale that’s intuitive and integrated — no card readersrequired.

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Why millions of businesses trust Square.

“The moment we went from one location to two, we realized that we needed a tool that was more advanced.
I think Square is worth every cent.”

Mat Pond
Owner, The Epicurean Trader

NEW

Take contactless payments with just youriPhone or Android phone.

Accept contactless cards and digital wallets in person with Tap to Pay on iPhone or Tap to Pay onAndroid.

Tap to Pay on iPhone

Tap to Pay on Android

Tools battle-tested for business.

What started with payments has turned into a mission to change how businessesrun. Every feature, product, and capability Square develops solves your biggestchallenges.

Explore POS software

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Instant Transfers

You can move money to your external bank account instantly for a 1.75% fee or set up automatic transfers.

Learn about transfers

Reporting and Analytics

This seller favorite allows you to track your business in real time. Get insights to inform your next move.

Learn about our analytics

Security

Operate with confidence. Square provides fraud protection, data security, and dispute management, and supports your PCI compliance.

Learn about our security practices

Banking

Make money and make progress with your payments, banking, and cash flow working as one.

Learn about our banking services

Block, Inc. is not a bank. Banking services are provided by Square Financial Services, Inc. or Sutton Bank; Members FDIC.

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Checking

Open your account and personalize your debit card in minutes. No credit checks necessary.

Learn about checking

Square Checking is provided by Sutton Bank, Member FDIC. Square Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard. Square Debit Card may be used wherever Mastercard is accepted. Accounts are FDIC-insured up to $250,000.

Savings

Help your money grow with automated savings from your Square Dashboard and Point ofSale.

Learn about savings

Savings accounts are provided by Square Financial Services, Inc. Member FDIC.

Loans

Get a small business loan from $300- $250,000. We’ll customize your offer based on card sales withSquare.

Learn about loans

All loans are issued by Square Financial Services, Inc. a Utah-Chartered Industrial Bank. Member FDIC. Actual fee depends upon payment card processing history, loan amount and other eligibility factors. A minimum payment is required and you must repay your loan as specified in the loan terms. Loan eligibility is not guaranteed. All loans are subject to credit approval.

Integrate state-of-the-art payments at scale.

We know how to manage complexity, just like you. With the Square Developer platform, you can connect Square payments to your custom business software for a centralized view of your data. Try one of our prebuilt integrations for the software you already use or build your own experiences using our APIs.

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"The wonderful thing about Square is I can launch a product, wake up in the morning, and I can pull out my phone and get a snapshot of sales for all the stores and what percentage of sales are from the new product. "

Matt Longwell, Product Manager Coffee & Equipment

Watch the video

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"The wonderful thing about Square is I can launch a product, wake up in the morning, and I can pull out my phone and get a snapshot of sales for all the stores and what percentage of sales are from the new product. "

Matt Longwell, Product Manager Coffee & Equipment

Watch the video

"As of today we're processing millions of dollars in revenue per day with more than 523 locations using Square. They were able to help us truly customize a solution for our franchises with our proprietary POS system."

Robyn Powell, VP of IT

Watch the video

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"As of today we're processing millions of dollars in revenue per day with more than 523 locations using Square. They were able to help us truly customize a solution for our franchises with our proprietary POS system."

Robyn Powell, VP of IT

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"Square allowed us to build a solution that was very much tailor made for SoFi Stadium. You walk up to the Square Terminal and it’s immediately familiar to the customer. It’s efficient and fast and reliable as well."

Skarpi Hedinsson, Former CTO of SoFi Stadium & Hollywood Park

Watch the video

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"Square allowed us to build a solution that was very much tailor made for SoFi Stadium. You walk up to the Square Terminal and it’s immediately familiar to the customer. It’s efficient and fast and reliable as well."

Skarpi Hedinsson, Former CTO of SoFi Stadium & Hollywood Park

Watch the video

Explore our large business solutionsLearn about our developer platformFind the software integration you need

The path to success starts with payments.

Read stories from small businesses that keep growing with help fromSquare.

Nikki Ally Rae serves a seamless experience in her LA salon. Learn more
Buzz Cadenhead puts data to work at his luxury auto concierge. Learn more
Kurtis Woodin shapes kaleidoscopic surfboards by hand. Learn more
Scotty Stopnik gives old motorcycles a new life. Learn more
Monique Flores provides a safe haven forfitness. Learn more

The path to success starts with payments.

Read stories from small businesses that keep growing with help fromSquare.

Scotty Stopnik gives old motorcycles a new life.

Learn more

Monique Flores provides a safe haven forfitness.

Learn more

Kurtis Woodin shapes kaleidoscopic surfboards by hand.

Learn more

Buzz Cadenhead puts data to work at his luxury auto concierge.

Learn more

Nikki Ally Rae serves a seamless experience in her LA salon.

Learn more

Free services included in every transaction:

  • Dispute management
  • Active fraud prevention
  • End-to-end encrypted payments
  • Live phone support
  • PCI compliance
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Get custom pricing.

Process more than $250,000 per year? We can tailor rates to your business needs, depending on payment volume, average transaction size, and more.

Contact sales

Payments built for every kind ofbusiness

Professional Services

Request payments from your clients online with invoices or checkout links. Improve your client experience with dataanalytics.

Learn more→

SELLERS USE:

  • Square Invoices
  • Square Appointments
  • Square Customer Directory

Food & Drink

Accept payments quickly, whether you’re tableside, behind the counter, online, or on the phone. Enable orders for curbside pickup ordelivery.

Learn more→

SELLERS USE:

  • Square Register
  • Square for Restaurants
  • Square Online

Hair & Beauty

Keep a card on file to hold appointments, request a prepayment for services, or charge cancellation fees. All your sales are integrated in yourPOS.

Learn more→

SELLERS USE:

  • Square Appointments
  • Square Stand
  • Square Register

Healthcare & Fitness

Take payments at your gym or online. Online bookings are integrated with payments so you can easily invoice or send out shareable checkout links.

Learn more→

SELLERS USE:

  • Square Reader
  • Square Online Checkout
  • Square Invoices

Retail

Cater to shoppers in person, online, or on the go. Take returns at any time. Have peace of mind knowing your data issecure.

Learn more→

SELLERS USE:

  • Square Register
  • Square for Retail
  • Afterpay

Home & Repair

Get paid on time for your services. Send an invoice or take contactless payments in person. Do it while you’re in the field, online, or in theoffice.

Learn more→

SELLERS USE:

  • Square Reader
  • Square Payments API
  • Square Invoices

Find the information you need to keep going.

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Getting Started

Read articles and business guides to get the ball rolling.

How to Start a Business

A Guide to Business Loans

Tap to Pay on iPhone

The Benefits of Square

Pricing and Processing Fees

Learn what makes Square pricing so transparent and predictable.

Our Fees

Understand Credit Card Processing

Compare Square

Security and Risk

Explore the security measures we keep in place to protect your business and customers.

Secure Payments

PCI Compliance

Two-Factor Authentication

Business Glossary

Scalable Solutions

See the Square tools businesses turn to reach even bigger goals.

Payment Gateway

Instant Transfers

Developers

Why Square

Find the information you need to keep building.

Payment processing with Square. (34)

  • Getting Started

    Read articles and business guides to get the ball rolling.

    How to Start a Business
    A Guide to Business Loans
    Tap to Pay on iPhone
    The Benefits of Square

  • Learn what makes Square pricing so transparent and predictable.

    Our Fees


    Compare Square

  • Explore the security measures we keep in place to protect your business andcustomers.

    Secure Payments
    PCI Compliance
    Two-Factor Authentication
    Business Glossary

  • Scalable Solutions

    See the Square tools businesses turn to reach even biggergoals.

    Payment Gateway
    Instant Transfers
    Developers
    Why Square

Take payments with confidence. Get paid fast.

  • Get started
  • Contact sales
  • Support Center

Get business insights by signing up for marketing from Square.

Subscribe to our email list to receive advice from other business owners, support articles, tips from industry experts, and more.

Nice to meet you.

We think businesses are as unique as the people who run them. Get individualized content on the topics you care about most by telling us a little more about yourself.

1Late fees may apply. Eligibility criteria apply. See afterpay.com for complete Afterpay terms.

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Download the free Square Point of Sale app.

Get everything you need to run your business from anywhere.

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Payment processing with Square. (2024)
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